With a Green American Express Card, the first year is free of charge.
Plus, you can receive a pair of second-generation AirPods or a Samsung A13 if you spend at least €1,500 in the first 2 months of the card being issued.

Join Banca Widiba and go to “Request Card” to submit your application by 23 January.

Advertising message for promotional purposes. The offer is open to clients who have held a Widiba current account for at least 6 months and who are resident in Italy. Issuance of the card is at the discretion of American Express. For more information on the economic and contractual conditions, see the General Rules for Using the Card and the attached Info Factsheets at americanexpress.it/terminiecondizioni. Before applying for the Card, please download and keep a copy of the pre-contractual and contractual documentation relating to the card you have requested. Zero charges the 1st year; from the 2nd year, €6.50 per month (a total of €78 per year). Please note that neither the preferential terms of the Green Basic Card fee nor the monthly payments are available to those who at the time of applying already hold, or have held in the last 12 months, an American Express Basic Card (except for credit cards with the option to pay in instalments, Business Cards, Corporate Cards, PAYBACK Cards and Centurion Cards). In this case, from the first year of issue and every 12 months thereafter, an annual Basic Card fee of €75 will be charged. Rewards programme valid until 23/01/2023. Offer open to those who, at the time of applying, do not hold or in the last 12 months have not held an American Express Card registered in the Membership Rewards Club. The right to the reward, which can be applied for at club.monclick.it/amex/verdeautunno, will only be acquired upon reaching the spending threshold of €1,500 within 60 days of the card being issued. Within 8 weeks of reaching the required threshold, the eligible person will be able to see the promotional code after logging in to americanexpress.it/premi, clicking on the menu section “Your MR Account” and then selecting “My Rewards and Discounts”. The promotional code will be valid until 30 June 2023. Withdrawals, cash advances, penalties, commissions and amounts subsequently credited back to the card account as refunds do not contribute to reaching the spending threshold. For the complete regulations relating to the rewards programme, see americanexpress.it/verdeautunno22. The AirPods model (second generation) is compatible with any device that supports Bluetooth 4.0 or later, including Android devices.

Advertising message for promotional purposes. For full details of the terms and conditions of the services advertised, please consult the Info Factsheets and the pre-contractual policy statement available from the Transparency section of bancawidiba.it. The “Inject energy into your wallet” rewards programme is promoted and managed by Banca Widiba S.p.A. The programme is valid from 22/11/2022 to 31/03/2023. Total prize pool €480,000 including VAT. For terms and conditions of participation, please see the full rules available in the Transparency section of the website bancawidiba.it.

To promote greater inclusion of women in the financial management of assets. This is the goal of "Women and Money: a challenge for inclusion", the national research project conducted by Banca Widiba in collaboration with Milan's Università Cattolica del Sacro Cuore to investigate gender differences in relation to money.

This initiative reaffirms the Bank's commitment to promoting concrete actions supporting financial education, for the development of a new, inclusive culture that guarantees equal opportunities in asset management.

I clienti residenti nei territori delle Province di Ancona e Pesaro-Urbino colpiti dagli eccezionali eventi meteorologici verificatasi a partire dal 15 settembre 2022 possono richiedere la sospensione del pagamento delle rate dei mutui.
La sospensione delle rate è riservata ai titolari di mutui relativi agli edifici sgomberati. Il diritto alla sospensione può essere esercitato, previa presentazione di autocertificazione del danno subito resa ai sensi del decreto del Presidente della Repubblica 28 dicembre 2000, n. 445 e successive modificazioni ed integrazioni, fino all’agibilità o all’abitabilità degli immobili e comunque non oltre la data di cessazione dello stato di emergenza, attualmente prevista il 16 settembre 2023, optando tra la sospensione dell'intera rata e quella della sola quota capitale.
La sospensione non costituisce in alcun modo novazione del contratto di mutuo e resta ferma ogni altra modalità, patto, condizione e garanzia di cui al contratto di mutuo, con particolare riferimento alla garanzia ipotecaria. Nel periodo di sospensione, non si procederà con alcuna segnalazione di insoluto alle Banche Dati relativa alle rate sospese.
L’importo complessivo sospeso dovrà essere restituito alla Banca senza spese e/o oneri aggiuntivi in termini di commissioni o di spese di istruttoria. La scadenza del mutuo sarà prorogata per un periodo corrispondente a quello della sospensione. Nel caso di sospensione dell’intera rata (quota capitale + quota interessi), saranno calcolati interessi sul capitale residuo al momento della sospensione. La misura del tasso di interesse applicato non potrà essere superiore a quella del tasso di interesse contrattuale. Gli interessi così calcolati saranno ripartiti (senza applicazione di ulteriori interessi) in quote di pari importo da corrispondere insieme alle rate di ammortamento residuo.
In caso di sospensione della sola quota capitale, alla ripresa dell’ammortamento non saranno dovuti ulteriori interessi per il periodo di sospensione.
I clienti interessati dovranno sottoscrivere la richiesta di sospensione entro e non oltre 30 giorni a partire dal 13 ottobre 2022, data di pubblicazione del presente Avviso.

Come richiedere la sospensione
Entra nella tua Area Riservata, digita “Sospensione mutui”, seleziona la tipologia “Sospensione Banca” e clicca su RICHIEDI.

With Banca Widiba, you can also open your account using your SPID profile! You can also use your credentials to apply for a new account, without the need for a new username and password. But that’s not all.
If you don't have a SPID profile yet, we can help you: create your digital identity with Banca Widiba, safely and in three easy steps.

Don't you feel more relaxed? Sign in to Banca Widiba and apply for a SPID profile.

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As from today, with Banca Widiba you can choose the policies that quixa has designed especially for you.
Innovative, 100% digital solutions that offer you tailored protection for you and your vehicle.
Log into Banca Widiba, type "Quixa" and find out more about the promotion.

Advertising message for promotional purposes.
Banca Widiba has established a partnership with QUIXA Assicurazioni S.p.A., a company of the AXA Italia Insurance Group. Clients followed by an AXA agent can contact them directly to find out more about the AXA Insurance S.p.A. policies offered.