INVESTING IN SMALL STEPS
A Capital Accumulation Plan (CAP) is a flexible investment method that allows you to enter markets gradually, with regular, scheduled payments.
With a CAP, you can set the amount and frequency of your payments and, at pre-set intervals, these sums will be automatically invested so that you can build up capital for your most important projects.
Build your own CAP for Banca Widiba's over 5,000 Funds and SICAVs. You can invest independently, using the Managed Online service, or with a Widiba Financial Advisor.
YOUR ALLY AGAINST VOLATILITY
CAPs limit the effects of volatility and reduce the likelihood of entering the market at excessively high prices.
The gradual investment strategy of a CAP leverages market swings to buy shares in the same Fund at different prices.
This will allow you to average out the entry price and you will no longer have to wait for the right time to invest.
ACCESSIBLE TO ALL
You can start investing with regular instalments from €50 and then increase the amount of your payments, depending on your savings capacity.
The flexible structure of a CAP also allows you to suspend your Plan and restart it at a later date in order to deal with any unforeseen events that might change your project plans.
Moreover, you can choose to change your chosen Fund at any time and take advantage of any new opportunities that the market has to offer you.
A DIVERSIFIED INVESTMENT
You can also split your payments across multiple Funds, even with small amounts, and diversify your portfolio with the solutions of leading Asset Management Companies.
Our professional Fund management offers you access to markets that are otherwise inaccessible to individual investors, as well as broad diversification across multiple asset classes.
Furthermore, the range spans a variety of sectors, themes and geographical areas, to suit any investment profile and management style.
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Gross annual rate of 2,5% on 6-month fixed term deposits of at least €5,000 for new clients that apply to open an Account from 15/05/2025 to 15/10/25. For full details, see the Regulations «Tasso 2,5% Maggio 2025” available from the Transparency section of the website bancawidiba.it.