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Your useful numbers

Toll-free number

From Italy: 800 22 55 77

From abroad: +39 06 45560210

Da lunedì a venerdì dalle 8:30 alle 22. Il sabato dalle 9 alle 17.

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From Italy: 800 822 056

From abroad: +39 02 60843768

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From Italy: 800 992 100

From abroad: +39 02 3498 0176

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From Italy: 800 955 981

From abroad: +39 02 349 80147

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for Classic Credit Cards, from Monday to Friday, from 8:00 to 22:00,
For Gold Credit Cards, 24/7.

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Personal loans

Give substance to your ideas

Request loan

Advertising message for promotional purposes. Banca Widiba offers personal loans under a non-exclusive collaboration agreement with Findomestic Banca S.p.a., with whom the customer finalises the contract. For full financial and contractual conditions, including instalment adjustment and instalment skipping options (possible non-cumulatively after duly repaying the first 6 instalments; the instalment skipping option may be exercised each year of the loan, observing the interval of 11 instalments duly paid between skipped instalments), see the “Standard European Consumer Credit Information” (SECCI) available online. Offer valid from 01/03/2024 to 30/04/2024. Subject to the approval of Findomestic Banca SpA. Example for illustrative purposes: loan amount requested €10,000, to be repaid in 96 instalments (€154,20 each), fixed nominal APR 10.46%, fixed effective APR 10.97%, total amount owed by the consumer €14,803.20. No ancillary costs will be charged. The maximum effective APR applied is 10.97%, depending on whether any instalments are adjusted or skipped.

100% Digital. Zero charges

  • Completely paperless request, with digital signature and uploading your documents online

  • Credit application and instalment payment fees included

  • You can change the amount of your repayments free of charge

  • No early repayment charges

  • Stamp duty to be paid by Findomestic

Clear ideas

If you already know what you want: «I want to change my car», «I want a new kitchen», «I want to start studying again», your change has already begun.

With Banca Widiba you can request a Findomestic personal loan in an easy, simple, personalised way.

You already know what you want

  • Select the category you are interested in

  • Enter the amount you need: from 1,000 to 40,000 euro

  • The monthly repayment will be displayed immediately depending on the term: from 12 to 108 months

  • Enter your data and upload the documents online

  • Wait for the answer and receive the loan in your Widiba account

Manage your repayments as you wish. If you have ou have already repaid no fewer than 6 instalments

  • Use the Change repayment option to modify the monthly amount of your instalment, extending or shortening the term of the loan

  • With the instalment skipping option, you can postpone an instalment payment once a year, up to a maximum of 9 times, observing the interval of 11 monthly instalments duly paid between skipped instalments.

No early repayment charges

Clarity comes as no surprise

Personal loans

Advertising message for promotional purposes. Banca Widiba offers personal loans under a non-exclusive collaboration agreement with Findomestic Banca S.p.a., with whom the customer finalises the contract. For full financial and contractual conditions, including instalment adjustment and instalment skipping options (possible non-cumulatively after duly repaying the first 6 instalments; the instalment skipping option may be exercised each year of the loan, observing the interval of 11 instalments duly paid between skipped instalments), see the “Standard European Consumer Credit Information” (SECCI) available online. Offer valid from 01/03/2024 to 30/04/2024. Subject to the approval of Findomestic Banca SpA. Example for illustrative purposes: loan amount requested €10,000, to be repaid in 96 instalments (€154,20 each), fixed nominal APR 10.46%, fixed effective APR 10.97%, total amount owed by the consumer €14,803.20. No ancillary costs will be charged. The maximum effective APR applied is 10.97%, depending on whether any instalments are adjusted or skipped.

TAN REPRESENTATIVE EXAMPLE FOR A 10.000€ LOAN

10,46%

TAEG REPRESENTATIVE EXAMPLE FOR A 10.000€ LOAN

10,97%

Credit application fees

0,00 €

Instalment payment fees

0,00 €

Periodical communication fees

0,00 €

Early repayment

No penalty

Stamp duty

To be paid by Findomestic

Substitutive tax on loans

To be paid by Findomestic

Switch to Banca Widiba

100% paperless current account

  • Open an account in 5 minutes via webcam

  • Cards in different styles and free certified mailbox for as long as you are a Widiba client

  • WidiExpress to transfer your old account to Banca Widiba in just a click

Advertising message for promotional purposes. For full details of the terms and conditions of the products and services advertised, please consult Info Factsheets and the pre-contractual policy statement available from the Transparency Section of bancawidiba.it.

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100% Digital, zero charges

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