100% Digital. Zero charges
Completely paperless request, with digital signature and uploading your documents online
Credit application and instalment payment fees included
You can change the amount of your repayments free of charge
No early repayment charges
Stamp duty to be paid by Findomestic
Clear ideas
If you already know what you want: «I want to change my car», «I want a new kitchen», «I want to start studying again», your change has already begun.
With Banca Widiba you can request a Findomestic personal loan in an easy, simple, personalised way.
You already know what you want
Select the category you are interested in
Enter the amount you need: from 1,000 to 40,000 euro
The monthly repayment will be displayed immediately depending on the term: from 12 to 120 months depending on the individual project you want to fund
Enter your data and upload the documents online
Wait for the answer and receive the loan in your Widiba account
Manage your repayments as you wish. If you have ou have already repaid no fewer than 6 instalments
Use the Change repayment option to modify the monthly amount of your instalment, extending or shortening the term of the loan
With the instalment skipping option, you can postpone an instalment payment once a year, up to a maximum of
10 times, observing the interval of 11 monthly instalments duly paid between skipped instalments.
No early repayment charges
Clarity comes as no surprise
Personal loans
Advertising message for promotional purposes. Banca Widiba offers personal loans under a non-exclusive collaboration agreement with Findomestic Banca S.p.a., with whom the customer finalises the contract. For full financial and contractual conditions, including instalment adjustment and instalment skipping options (possible non-cumulatively after duly repaying the first 6 instalments; the instalment skipping option may be exercised each year of the loan, observing the interval of 11 instalments duly paid between skipped instalments), see the “Standard European Consumer Credit Information” (SECCI) available online. Offer valid from 11/10/2024 to 31/12/2024. Subject to the approval of Findomestic Banca SpA. Example for illustrative purposes: loan amount requested €10,000, to be repaid in 96 instalments (€154,20 each), fixed nominal APR 10.46%, fixed effective APR 10.97%, total amount owed by the consumer €14,803.20. No ancillary costs will be charged. The maximum effective APR applied is 10.97%, depending on whether any instalments are adjusted or skipped.
