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INVEST WITH WIDIBA

Products and services to build your wealth, independently or with a Financial Advisor

OPEN ACCOUNT

Advertising message for promotional purposes. The information made available must not be understood as an invitation to invest or as a personalised recommendation. Product placement shall be subject to checking the investor or potential investor’s knowledge and experience of investments in financial instruments, their financial situation, including the ability to sustain losses, and their investment objectives and risk tolerance. Before signing up, please read the pre-contractual policy statement and the Contractual Conditions carefully in order to obtain full information on the characteristics of the products and the related risks and costs, and therefore be able to make an informed investment decision. All documents are available in the Transparency section and in the Reserved Area at bancawidiba.it and at the offices of the Financial Advisors.
For all conditions relating to the Widiba account, please refer to the Info Factsheets and the pre-contractual policy statement available in the Transparency section of the website bancawidiba.it.

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INVEST WITH WIDIBA

Implement your projects with Banca Widiba’s investment solutions.

You can choose from a wide range of financial instruments, selected by our experts to manage small and large savings and help you achieve your goals.

We offer you the investment solutions of the main Asset Managers, an advanced trading platform and the ability to benefit from a certified advisory model and the expertise of approximately 560 Financial Advisors.

Discover our offer and choose how to invest: autonomously in Funds, Shares, Bonds, ETFs, ETCs, ETNs and Certificates or with the advice of an asset management expert.

SAVE ON STAMP DUTY
From 14 November 2024 to 28 February 2025, bring at least €25,000 in new cash to Banca Widiba and invest it in Funds and SICAVs with the Managed Online service or accept a Global PRO or Portfolio Consulting proposal from your Financial Advisor.
You will be able to reclaim stamp duty from 2025. For conditions, restrictions and participation procedures, please refer to the initiative’s regulations.

Advertising message for promotional purposes. The “Invest with Widiba 2025” initiative is reserved for Widiba clients who meet the specific membership conditions laid down in the Regulation. The investment is subject to compliance with the established conditions and to the contribution of new cash for a minimum amount of €25,000, to be invested between 14 November 2024 and 28 February 2025 included, in accordance with the initiative’s procedures. The initiative provides for the reimbursement of stamp duty relating to the first, second, third and fourth quarters of 2025 (settlement period from 14/11/2024 to 31/12/2025). For terms and conditions, participation procedures, and any limitations of the “Invest with Widiba 2025” initiative, please refer to the complete Regulations available at www.widiba.it/banca/online/it/trasparenza.
For all conditions relating to the Widiba account, please refer to the Info Factsheets and the pre-contractual policy statement available in the Transparency section of the website bancawidiba.it.

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FUNDS AND SICAV

Build your tailor-made portfolio online.

With Banca Widiba, you have access to over 5,000 Funds and SICAVs, grouped by markets, themes and asset classes.

You can choose between more than 30 Investment Houses to diversify your portfolio with a full range of Equity, Fixed Income, Balanced and Flexible Funds, from any market and sector, and with ESG objectives.

Go to the Search for Funds page in your Reserved Area and select the Funds that best meet your needs using the Morningstar® engine's advanced search criteria and activate the Managed Online service free of charge.

DISCOUNTED ENTRY FEES UNTIL JUNE 2025
Choose Widiba Bank for your investments: until 30 June, invest online in Funds and SICAVs with subscription fees discounted to 70%. For full details, please consult the Regulation.

Advertising message for promotional purposes. For all conditions relating to the products and services advertised, please refer to the Info Factsheets and the pre-contractual policy statement available in the Search for Funds section of the Reserved Area of the website bancawidiba.it. Subscription fees for Funds and SICAVs discounted to 70% until 30/06/2025, see the Regulations for full details.

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CAPITAL ACCUMULATION PLANS

Boost your savings one step at a time.

With a Cumulative Savings Plans (PAC) you can invest in Funds and SICAVs gradually and with limited regular payments, starting from just 50€.

Choose the duration of the Plan and the amount and frequency of the payment: at the set dates, the sum will be automatically invested, with the aim of building capital over time.

Go to the Funds page of your Personal Area, choose your Funds and build a Plan tailored to your savings.

NEW"ANIMAti CON IL PAC" Competition
Open a PAC with the Funds of Anima Sgr by 28 February 2025 and register for the Anima Sgr competition by 15 March 2025. On offer: a 65" Samsung OLED TV, 9 Samsung Galaxy Tablets and 100 Amazon Vouchers worth €100.
For full details, see the Regulations on www.concorsopac.animasgr.it .

Advertising message for promotional purposes. For all conditions relating to the products and services advertised, please refer to the Info Factsheets and the pre-contractual policy statement available in the Search for Funds section of the Reserved Area of the website bancawidiba.it.



Competition promoted by ANIMA SGR S.p.A., valid from 16 September 2024 to 28 February 2025. Total prize pool for the initiative: €17,000.03 (VAT exempt and VAT excluded). For the full Regulations, see the website www.concorsopac.animasgr.it.
This is a marketing communication. Please refer to the Prospectus, the Key Information Document (KID), the Regulations governing the initiative and the subscription form before making a final investment decision. These documents, which also describe the rights of investors, can be obtained at any time, free of charge, on the website of the Asset Management Company (www.animasgr.it), on the “Search for Funds” section of your Private Area at bancawidiba.it, from the offices of our Financial Advisors and from ANIMA upon request. The KID is available in the official local language of the country of distribution. The Prospectus is available in Italian. Past returns are not indicative of future returns. The product’s placement is subject to the appropriateness and adequacy assessments provided for by current legislation. ANIMA reserves the right to change the information provided at any time. The value of the investment and the resulting returns may increase as well as decrease and, at redemption, the investor may receive less than the amount originally invested.

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ONLINE TRADING

Invest online in major financial markets with a fast and intuitive platform.

With Widiba Trading you can choose from a wide range of instruments, tradable in all currencies on over 22 global markets, including NYSE, NASDAQ and Euronext.

You have the always control portfolio and you can monitor the performance of your favourite stocks with real-time rates, interactive charts, personalised watchlists and other advanced tools, even in your Widiba app.

Go to the Trading page of your Reserved Area and choose the securities you want to invest in.

Advertising message for promotional purposes. For full details of the terms and conditions of the products and services advertised, please consult the Info Factsheets and the pre-contractual policy statement available from the Transparency section of the website bancawidiba.it.

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FINANCIAL ADVISORS

Entrust your savings to the experience of a professional.

Banca Widiba offers you a Financial Advisor, helping you achieve your goals with a personalised investment strategy and advanced advisory tools.

The Financial Advisor is at your side, step by step, to enhance your wealth, protect your standard of living, protect your future and that of your loved ones, with a complete and tailor-made offer: Funds and Sicav, Asset management, insurance investment products and pension solutions.

Advertising message for promotional purposes. For all conditions relating to the products and services advertised, please refer to the Info Factsheets and the pre-contractual policy statement available at the offices of the Financial Advisors and in the Transparency section of the website bancawidiba.it.

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SUSTAINABLE INVESTMENTS

Invest in your values with Banca Widiba’s sustainable solutions.

You can choose between more than 3,500 Funds, Sicavs, Asset management and policies that combine the analysis of environmental, social and governance (ESG) factors in investment choices, with the aim of generating a return over time and having a positive impact on the environment and society.

Investing based on ESG criteria is about contributing to a responsible financial model and promoting a more sustainable global economy.

Find ESG funds on the Search for Funds page of your Reserved Area or discover the full range of sustainable solutions with your Financial Advisor.

Advertising message for promotional purposes. For all conditions relating to the products and services advertised, please refer to the Info Factsheets and the pre-contractual policy statement available in the Transparency section of the website bancawidiba.it on the Search for Funds page in your Reserved Area and at the offices of the Financial Advisors.

Our Partners

Advertising message for promotional purposes. For all the conditions relating to the products and services advertised, please refer to the Info Factsheets and General Regulations available in the Transparency section of the website bancawidiba.it (https://www.widiba.it/banca/online/it/trasparenza).

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SWITCH TO BANCA WIDIBA

A complete current account and Securities Dossier package

  • Strongest CET1 ratio at 38.2%, among the highest in the market

  • Free Securities Dossier included in the package

  • A simple, intuitive and fully digital experience

Advertising message for promotional purposes. For all conditions relating to the products and services advertised, please refer to the Info Factsheets and the pre-contractual policy statement available in the Transparency section of the website bancawidiba.it.