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Your useful numbers

Toll-free number

From Italy: 800 22 55 77

From abroad: +39 06 45560210

Da lunedì a venerdì dalle 8:30 alle 22. Il sabato dalle 9 alle 17.

Chiamaci dal tuo cellulare certificato e inserisci la tua password call center.


Block debit and pre-paid card

From Italy: 800 822 056

From abroad: +39 02 60843768

Active 24h


Block credit card

From Italy: 800 992 100

From abroad: +39 02 3498 0176

Active 24h


Credit Card Support

From Italy: 800 955 981

From abroad: +39 02 349 80147

The service is active:
for Classic Credit Cards, from Monday to Friday, from 8:00 to 22:00,
For Gold Credit Cards, 24/7.

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My Instant Credit

Manage your repayments in a flash

OPEN ACCOUNT

Advertising message for promotional purposes. For full details of the terms and conditions of the products and services advertised, please consult Info Factsheets and the pre-contractual policy statement available from the Transparency Section of bancawidiba.it.

100% paperless and immediate

  • Quick and easy online application

  • Instantly pay your expenses in instalments

  • Immediately get back what you paid

  • You always have a credit line of 1,500 Euro available

  • Up to five expenses can be paid in instalments over 3, 6, 9 or 12 months

You decide

Which of your expenses you'd like to put on a payment plan, and set the duration and repayment method.

Don't regret impulse buys

Do you know about My Instant Credit?

The simple solution to pay for small daily or unexpected expenses in installments.
You have a credit line of 1,500 Euro at your disposal to pay payments or withdrawals by debit card, bank transfers, ecc.

You can pay up to five payments with a repayment method tailored just for you: 3, 6, 9 or 12 instalments: the choice is yours!

To request My Instant Credit

For all adult Banca Widiba customers who reside in Italy and receive an income.
You only need to meetat least one of the following requirements:

  • Have a Widiba account open for at least 2 years

  • Have Time Deposits or securities for an amount equal to or greater than € 3,000

  • Have received at least 2 salary payments credited to your Widiba Account in the last 3 months

  • Have already obtained a Findomestic personal loan for Widiba

Transparency means no surprises

My Instant Credit

Transparency IEBCC Form Findomestic Company Information

Advertising message for promotional purposes. Fixed-term credit line, € 1,500 maximum available, 10.62% fixed TAN, 11.22% APR with the substitute tax charged to Findomestic already included in the calculation of the APR. The following conditions are applied for the payment in instalments of expenses already incurred: for example, for use in an amount of € 300, 3 (three) instalments of € 101.76 will be repaid, with a 10.52% fixed TAN, 11.05% total promotional cost, and total amount payable by the Consumer of € 305.28. For all of the economic and contractual conditions, see the information (IEBCC/SECCI) online. Offer valid from 01/07/2020 to 30/09/2020. Subject to approval by Findomestic Banca S.p.A. Widiba operates as a non-exclusive credit intermediary for Findomestic.

Credit Line Amount

€ 1,500

TAN

10.68%

APR

11,22%

Credit application fees

€0.00

Instalment payment fees

€0.00

Periodical communication fees

€0.00

Fees for bank transfer/cheque requests

€0.00

Partial or full early repayment

Always possible

Substitute tax on loans

To be paid by Findomestic

Switch to Banca Widiba

100% paperless current account

  • Open an account in 5 minutes via webcam

  • Different card styles and free certified email as long as you are a Widiba customer

  • Use WidiExpress to transfer your old account to Banca Widiba with a simple click

Advertising message for promotional purposes. For full details of the terms and conditions of the products and services advertised, please consult Info Factsheets and the pre-contractual policy statement available from the Transparency Section of bancawidiba.it.

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