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Toll-free number

From Italy: 800 22 55 77

From abroad: +39 06 45560210

Monday to Friday from 8:30 to 22. Saturday from 9 to 17.

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Block debit and pre-paid card

From Italy: 800 822 056

From abroad: +39 02 60843768

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From Italy: 800 992 100

From abroad: +39 02 3498 0176

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Credit Card Support

From Italy: 800 955 981

From abroad: +39 02 349 80147

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for Classic Credit Cards, from Monday to Friday, from 8:00 to 22:00,
For Gold Credit Cards, 24/7.

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My Instant Credit Manage your repayments in a flash.


  • Quick and easy online application

  • Instantly pay your expenses in instalments

  • Immediately get back what you paid

  • You always have a credit line of 1,500 Euro available

  • Up to five expenses can be paid in instalments over 3, 6, 9 or 12 months

100% paperless and immediate


Widiba inside

You decide which of your expenses you'd like to put on a payment plan, and set the duration and repayment method.

Don't regret impulse buys

Do you know about My Instant Credit?

The simple solution to pay for small daily or unexpected expenses in installments.

You instantly have a credit line of 1,500 Euro at your disposal to pay payments or withdrawals by debit card, bank transfers, credit card charges, and more in instalments

You can pay up to five payments with a repayment method tailored just for you: 3, 6, 9 or 12 instalments: the choice is yours!

What do you ask us most often? Product sheet
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To request My Instant Credit

For all adult Widiba customers who reside in Italy and receive an income.

You only need to meetat least one of the following requirements:

  • Have a Widiba account open for at least 2 years

  • Have Time Deposits or securities for an amount equal to or greater than € 3,000

  • Have received at least 2 salary payments credited to your Widiba Account in the last 3 months

  • have already obtained a Findomestic personal loan for Widiba

You already know what you want


Advertising message for promotional purposes. Fixed-term credit line, € 1,500 maximum available, 10.62% fixed TAN, 11.29% APR with the substitute tax charged to Findomestic already included in the calculation of the APR. The following conditions are applied for the payment in instalments of expenses already incurred: for example, for use in an amount of € 300, 3 (three) instalments of € 101.76 will be repaid, with a 10.52% fixed TAN, 11.05% total promotional cost, and total amount payable by the Consumer of € 305.28. For all of the economic and contractual conditions, see the information (IEBCC/SECCI) online. Offer valid from 01/08/2019 to 31/08/2019. Subject to approval by Findomestic Banca S.p.A. Widiba operates as a non-exclusive credit intermediary for Findomestic.

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  • Open an account in 5 minutes via webcam

  • 34 different card styles and free certified email as long as you are a Widiba customer

  • Use WidiExpress to transfer your old account to Widiba with a simple click

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