100% paperless and immediate
Quick and easy
onlinerequestsPay your expenses in instalments,
in an instantReceive instantlywhat you paid forEnjoy a
credit lineof 1,500€ available at all timesPay up to
five expenses in instalmentsover 3, 6, 9 or 12 months
It is up to you
Choose which expenses to pay in instalments and set the duration and method of reimbursement.
Don't feel bad about impulse buying
Are you familiar with My Instant Credit?
The simple solution to pay small daily or unforeseen expenses in instalments with complete peace of mind.
You will have a 1,500€ credit line at your disposal with which to pay expenses, debit card withdrawals, bank transfers, credit card charges, etc. in instalments.
Pay up to five expenses in instalments and choose the method of reimbursement most suited to you: over 3, 6, 9 or 12 months - you choose!
To request My Instant Credit
Dedicated to all Banca Widiba customers over the age of 18 who reside in Italy and receive an income.
All you need is to meet at least one of these requirements:
Widiba account opened for
at least 2 years, with a positive balanceWidiba Account opened for at least 2 months and Time Deposits or securities for an amount of
3,000€or moreHave had at least
2 salaries (or pension payments) paidinto the Widiba Account in the last 3 monthsHave obtained a
Findomestic personal loangranted and requested through Banca Widiba
Clarity comes as no surprise
My Instant Credit
Transparency IEBCC Form Findomestic Company Information Tutorial My Instant Credit by FindomesticAdvertising message for promotional purposes. Fixed-term credit line, credit limit available €1,500, fixed nominal APR 10.68%, Effective APR 11.22%, zero ancillary costs. The following conditions apply to instalment payments: e.g. a €300.00 expense is paid in 3 instalments of €101.76 each (fixed nominal APR 10.52%, total promotional cost 11.05%), for a total payment of €305.28. For full financial and contractual conditions, see the Info Factsheet (IEBCC/SECCI) available online. Offer valid from 04/06/2025 to 30/09/2025. Subject to the approval of Findomestic Banca SpA. The product is promoted and placed by Banca Widiba, within the limits of the non-exclusive cooperation relationship with Findomestic SpA.
