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Your useful numbers

Toll-free number

From Italy: 800 22 55 77

From abroad: +39 06 45560210

Da lunedì a venerdì dalle 8:30 alle 22. Il sabato dalle 9 alle 17.

Chiamaci dal tuo cellulare certificato e inserisci la tua password call center.


Block debit and pre-paid card

From Italy: 800 822 056

From abroad: +39 02 60843768

Active 24h


Block credit card

From Italy: 800 992 100

From abroad: +39 02 3498 0176

Active 24h


Credit Card Support

From Italy: 800 955 981

From abroad: +39 02 349 80147

The service is active:
for Classic Credit Cards, from Monday to Friday, from 8:00 to 22:00,
For Gold Credit Cards, 24/7.

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My Instant Credit

Manage your instalments in an instant

OPEN ACCOUNT

Advertising message for promotional purposes. For full details of the terms and conditions of the products and services advertised, please consult Info Factsheets and the pre-contractual policy statement available from the Transparency Section of bancawidiba.it.

100% paperless and immediate

  • Quick and easy online requests

  • Pay your expenses in instalments, in an instant 

  • Receive instantly what you paid for

  • Enjoy a credit line of 1,500€ available at all times

  • Pay up to five expenses in instalments over 3, 6, 9 or 12 months

It is up to you

Choose which expenses to pay in instalments and set the duration and method of reimbursement.

Don't feel bad about impulse buying

Are you familiar with My Instant Credit?

The simple solution to pay small daily or unforeseen expenses in instalments with complete peace of mind.
You will have a 1,500€ credit line at your disposal with which to pay expenses, debit card withdrawals, bank transfers, credit card charges, etc. in instalments.

Pay up to five expenses in instalments and choose the method of reimbursement most suited to you: over 3, 6, 9 or 12 months - you choose!

To request My Instant Credit

Dedicated to all Banca Widiba customers over the age of 18 who reside in Italy and receive an income.
All you need is to meet at least one of these requirements:

  • Widiba Account opened for at least 2 years

  • Widiba Account opened for at least 2 months and Time Deposits or securities for an amount of 3,000€ or more

  • At least 2 salaries paid into your Widiba Account in the last 3 months

  • Have been granted a Findomestic personal loan

Clarity comes as no surprise

My Instant Credit

Transparency IEBCC Form Findomestic Company Information

Advertising message for promotional purposes. Fixed-term credit line, credit limit available €1,500, fixed nominal APR 10.68%, Effective APR 11.22%, zero ancillary costs. The following conditions apply to instalment payments: e.g. a €300.00 expense is paid in 3 instalments of €101.76 each (fixed nominal APR 10.52%, total promotional cost 11.05%), for a total payment of €305.28. For full financial and contractual conditions, see the Info Factsheet (IEBCC/SECCI) available online. Offer valid from 01/01/2022 to 31/03/2022. Subject to the approval of Findomestic Banca SpA. The product is promoted and placed by Banca Widiba, within the limits of the non-exclusive cooperation relationship with Findomestic SpA.

Total credit amount

1.500 euro

TAN

10,68%

TAEG

11,22%

Credit application fees

0,00€

Instalment payment fees

0,00€

Periodical communication fees

0,00€

Requesting Bank Transfers/Cheques fees

0,00€

Early repayment (total or partial)

No penalty

Substitutive tax on loans

To be paid by Findomestic

Switch to Banca Widiba

100% paperless current account

  • Open an account in 5 minutes via webcam

  • Cards in different styles and free certified mailbox for as long as you are a Widiba client

  • WidiExpress to transfer your old account to Banca Widiba in just a click

Advertising message for promotional purposes. For full details of the terms and conditions of the products and services advertised, please consult Info Factsheets and the pre-contractual policy statement available from the Transparency Section of bancawidiba.it.