100% paperless and immediate
Quick and easy
onlineapplicationInstantlypay your expenses in instalmentsImmediatelyget back what youpaidYou always have a
credit lineof 1,500 Euro availableUp to
five expenses can be paid in instalmentsover 3, 6, 9 or 12 months
You decide
Which of your expenses you'd like to put on a payment plan, and set the duration and repayment method.
Don't regret impulse buys
Do you know about My Instant Credit?
The simple solution to pay for small daily or unexpected expenses in installments.
You have a credit line of 1,500 Euro at your disposal to pay payments or withdrawals by debit card, bank transfers, ecc.
You can pay up to five payments with a repayment method tailored just for you: 3, 6, 9 or 12 instalments: the choice is yours!
To request My Instant Credit
For all adult Banca Widiba customers who reside in Italy and receive an income.
You only need to meetat least one of the following requirements:
Have a Widiba account open for
at least 2 yearsHave Time Deposits or securities for an amount equal to or greater than
€ 3,000Have received at least
2 salary payments creditedto your Widiba Account in the last 3 monthsHave already obtained a Findomestic
personal loanfor Widiba
Transparency means no surprises
My Instant Credit
Transparency IEBCC Form Findomestic Company InformationAdvertising message for promotional purposes. Fixed-term credit line, € 1,500 maximum available, 10.62% fixed TAN, 11.22% APR with the substitute tax charged to Findomestic already included in the calculation of the APR. The following conditions are applied for the payment in instalments of expenses already incurred: for example, for use in an amount of € 300, 3 (three) instalments of € 101.76 will be repaid, with a 10.52% fixed TAN, 11.05% total promotional cost, and total amount payable by the Consumer of € 305.28. For all of the economic and contractual conditions, see the information (IEBCC/SECCI) online. Offer valid from 01/01/2021 to 31/03/2021. Subject to approval by Findomestic Banca S.p.A. Widiba operates as a non-exclusive credit intermediary for Findomestic.
