100% paperless and immediate
Quick and easy
onlineapplication Instantlypay your expenses in instalments Immediatelyget back what you paid
You always have a
credit lineof 1,500 Euro available
five expenses can be paid in instalmentsover 3, 6, 9 or 12 months
Which of your expenses you'd like to put on a payment plan, and set the duration and repayment method.
Don't regret impulse buys
Do you know about My Instant Credit?
simple solution to pay for small daily or unexpected expenses in installments.
You have a credit line of 1,500 Euro at your disposal to pay payments or withdrawals by debit card, bank transfers, ecc.
You can pay up to five payments with
a repayment method tailored just for you: 3, 6, 9 or 12 instalments: the choice is yours!
To request My Instant Credit
For all adult Banca Widiba customers who reside in Italy and receive an income.
You only need to meet
at least one of the following requirements:
Have a Widiba account open for
at least 2 years
Have Time Deposits or securities for an amount equal to or greater than
Have received at least
2 salary payments creditedto your Widiba Account in the last 3 months
Have already obtained a Findomestic
personal loanfor Widiba
Transparency means no surprises
My Instant CreditTransparency IEBCC Form Findomestic Company Information
Advertising message for promotional purposes. Fixed-term credit line, € 1,500 maximum available, 10.62% fixed TAN, 11.22% APR with the substitute tax charged to Findomestic already included in the calculation of the APR. The following conditions are applied for the payment in instalments of expenses already incurred: for example, for use in an amount of € 300, 3 (three) instalments of € 101.76 will be repaid, with a 10.52% fixed TAN, 11.05% total promotional cost, and total amount payable by the Consumer of € 305.28. For all of the economic and contractual conditions, see the information (IEBCC/SECCI) online. Offer valid from 01/01/2021 to 31/03/2021. Subject to approval by Findomestic Banca S.p.A. Widiba operates as a non-exclusive credit intermediary for Findomestic.
Credit Line Amount
Credit application fees
Instalment payment fees
Periodical communication fees
Fees for bank transfer/cheque requests
Partial or full early repayment
Substitute tax on loans
To be paid by Findomestic
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Advertising message for promotional purposes. For full details of the terms and conditions of the products and services advertised, please consult Info Factsheets and the pre-contractual policy statement available from the Transparency Section of bancawidiba.it.