100% paperless and immediate
Quick and easy
Pay your expenses in instalments,
in an instant Receive instantlywhat you paid for
credit lineof 1,500€ available at all times
Pay up to
five expenses in instalmentsover 3, 6, 9 or 12 months
It is up to you
Choose which expenses to pay in instalments and set the duration and method of reimbursement.
Don't feel bad about impulse buying
Are you familiar with My Instant Credit?
simple solution to pay small daily or unforeseen expenses in instalments with complete peace of mind.
You will have a 1,500€ credit line at your disposal with which to pay expenses, debit card withdrawals, bank transfers, credit card charges, etc. in instalments.
Pay up to five expenses in instalments and choose the
method of reimbursement most suited to you: over 3, 6, 9 or 12 months - you choose!
To request My Instant Credit
Dedicated to all Banca Widiba customers over the age of 18 who reside in Italy and receive an income.
All you need is to meet
at least one of these requirements:
Widiba Account opened for
at least 2 years
Widiba Account opened for at least 2 months and Time Deposits or securities for an amount of
2 salaries paid intoyour Widiba Account in the last 3 months
Have been granted a Findomestic
Clarity comes as no surprise
My Instant CreditTransparency IEBCC Form Findomestic Company Information
Advertising message for promotional purposes. Fixed-term credit line, credit limit available €1,500, fixed nominal APR 10.68%, Effective APR 11.22%, zero ancillary costs. The following conditions apply to instalment payments: e.g. a €300.00 expense is paid in 3 instalments of €101.76 each (fixed nominal APR 10.52%, total promotional cost 11.05%), for a total payment of €305.28. For full financial and contractual conditions, see the Info Factsheet (IEBCC/SECCI) available online. Offer valid from 01/01/2022 to 31/03/2022. Subject to the approval of Findomestic Banca SpA. The product is promoted and placed by Banca Widiba, within the limits of the non-exclusive cooperation relationship with Findomestic SpA.
Total credit amount
Credit application fees
Instalment payment fees
Periodical communication fees
Requesting Bank Transfers/Cheques fees
Early repayment (total or partial)
Substitutive tax on loans
To be paid by Findomestic
Switch to Banca Widiba
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Open an account in 5 minutes via
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Advertising message for promotional purposes. For full details of the terms and conditions of the products and services advertised, please consult Info Factsheets and the pre-contractual policy statement available from the Transparency Section of bancawidiba.it.