We turn changes into opportunities. We believe in the power of listening. We promote a culture of inclusiveness, with a view to to giving people value.
Because we are aware of the impact of our actions on the community.
The Charter of Responsibilities summarises our concrete commitment to supporting environmental, social and corporate responsibility so as to help create a sustainable future.
Discover our Charter of Responsibilities
Responsibility Programme - 2021
25 January
“Financial education: the guide you've been waiting for”
Online special dedicated to Io Donna readers consisting of 16 articles written in collaboration with three Banca Widiba financial advisors, to spread financial culture as regards savings and loans.
2021
2 March
Free virtual roadshow "The Effect of Advisory Services"
Launch of a cycle of eight free online meetings organised in collaboration with the newspaper Advisor, to shed light on today's financial choices through the in-depth study of topics such as sustainability, financial planning and gender equality.
2021
April
Training course on financial sustainability
Launch of a training course for the network of Financial Advisors, carried out in collaboration with Professione Finanza and Amundi SGR to explore the importance of integrating sustainability aspects in the assessment of investments.
2021
7 April
Membership in FEduF to spread financial culture
Membership in the "Foundation for Financial Education and Savings" (FEduF) to jointly promote financial education projects aimed at developing the knowledge of citizens, especially children and youth.
2021
14 April
Training programme "Legalise Wellness Complexity"
Launch of a training and engagement programme for all bank employees, integrated with a remote training platform to provide opportunities for skill development.
2021
SGR Etica training event at Banca Widiba
Event for Banca Widiba employees to explore ESG topics through interventions by Etica SGR, the only Italian asset management company to have established and promoted sustainable and responsible mutual funds.
2021
20 May
Training course "Skills Academy"
A training course for financial advisers, especially young people starting their first work experience, aimed at providing learning opportunities and developing skills and competences in the financial field.
2021
25 May
Qualitative research on ESG for employees
Qualitative research that involved all employees and the Customer Team, representing customers, to define the next initiatives that Banca Widiba will implement in the field of environmental and social sustainability and governance.
2021
June
Creation of the Responsibility Committee
Creation of a team of 12 bank employees to move the issues and initiatives of environmental and social sustainability and governance forward.
2021
June
“Economics and the imagination – teaching children about financial education"
Launch of a cycle of eight free online financial education meetings organised in collaboration with FEduF (Foundation for Financial Education and Savings), to provide parents with economic and financial skills useful for sharing the value of savings to their children.
2021
8 June
Launch of the "Women Dreaming Coach" initiative
Initiative to support an entrepreneurship project for women, selected from those posted on the Banca Widiba Facebook page, through a dedicated coaching team comprised of marketing and financial consultancy experts as well as motivational coaching.
2021
10 June
SPID identification for opening accounts
An initiative that contributes to the diffusion of a safe and secure system aimed at guaranteeing access to digital services through the integration of the SPID in the identification systems of new customers when opening a Widiba Current Account.
2021
23 June
First edition of the #DiMercoledì observatory
Launch of the first edition of an internal bank observatory, carried out entirely remotely, to share cross-functional skills and update employees with respect to current market trends, while presenting best-practices.
2021
July
Launch of the partnership with Satispay
Launch of a partnership with Satispay for the reporting of cardless collection and payment services through natively plastic-free processes, to reduce our environmental impact and achieve sustainable development objectives.
2021
July
Installation of charging stations for electric vehicles
Installation of charging stations for electric cars available to users of the Procaccini Center in Milan to provide an incentive and concrete contribution to the transition towards sustainable mobility.
2021
July
Installation of solar-controlled film
Installation of solar-controlled film on the windows of Banca Widiba's headquarters to reduce energy consumption and polluting emissions, and their subsequent impact on the environment.
2021
September
Launch of "Dialogue", a new videobanking function
Innovative videocall function to interface with the bank through a new remote relationship channel that facilitates dialogue and proximity between the bank and its customers while preserving a face to face interaction.
2021
September
Inclusive financial research with the Catholic University
Research project on inclusive finance in collaboration with the Catholic University of the Sacred Heart to increase the level of financial competence and promote new ideas, with the creation of an observatory and financial literacy workshops.
2021
September
Launch of the "Widiber's Green Map" initiative
Launch of the creation of a green map comprised of contributions sent by Banca Widiba employees in various Italian cities, with the aim of raising awareness as regards the need to carry out sustainable actions in everyday life to be plastic-free.
2021
7 September
Participation in the event "As you can"
Initiative carried out in collaboration with the consulting firm Trivioquadrivio with the aim of generating concrete outputs on how to innovate future ways of working through the contribution of an audience of decision makers
2021
11 September
Financial education podcast with Will Media
Four podcasts on Actually, produced in collaboration with Will Media, which feature authoritative guests who discuss the central role of financial culture and go in-depth as to the importance of respecting ESG criteria in building a more sustainable and inclusive society.
2021
October
Participation in "Financial Education Month"
Initiative promoted by the Committee for the planning and coordination of financial education activities, to increase basic knowledge on financial, insurance and pension matters through events and webinars created by Banca Widiba's financial advisors.
2021
12 October
Launch of the "School project" with FEduF
Initiative carried out in collaboration with FEduF with the participation of Financial Advisors, to bring the Foundation's financial education programmes to schools through training courses for each school level, from elementary school to high school.
2021
7 November
Participation in the "Elle Active" forum
Talk on women's finance dedicated to women and work, aimed at exploring the new professions of tomorrow and providing women with inspiration, training and practical tools to improve their careers and acquire the knowledge to progress professionally.
2021
December
Christmas Box Initiative
Charity initiative consisting in distributing Christmas boxes carefully prepared by our employees and filled with objects that warm the heart. Over 300 boxes were collected for the less fortunate.
2021
13 December
ESG in banking: sustainability is development
Participation in the annual event, promoted by ABI, dedicated to the theme of sustainability in the banking industry, to share the path and best practices of Banca Widiba in support of a sustainable transformation.
2021
23 March
Second #DiMercoledì Observatory
Start of a new round of online meetings dedicated to the Bank’s internal observatory, to update employees on new projects and to share emerging trends in the banking sector.
2022
April
ESG Training
Training course split into 5 online meetings dedicated to financial advisors, to provide in-depth knowledge and skills in the field of sustainable finance and to analyse the impact of ESG factors on consultancy.
2022
21 April
Innovation Days Widiba
Initiative designed to look to the future in the pursuit of innovation. Two employee training meetings to share success stories, respond to change, and seize the opportunities offered by new trends, through the first-hand experiences of internal and external speakers.
2022
28 April
Women and money: a challenge for inclusion
Presentation of a research project conducted by Banca Widiba in collaboration with Milan's Università Cattolica del Sacro Cuore to disseminate qualitative and quantitative results on gender differences linked to money, in order to promote a more inclusive financial culture.
2022
9 May
Partnership with Freeda
Initiative launched in collaboration with Freeda to raise awareness on inclusion and financial education. Banca Widiba’s managers describe the importance of gender equality, talent appreciation, and work-life balance in their professional experience.
2022
11 May
Participation in Salone del Risparmio
A conference conducted in collaboration with Vanguard, Candriam and Prometeia to highlight the role of asset management consulting in building a responsible, sustainable and inclusive finance model.
2022
23 June
Innovation Day Widiba
Employee training meeting on technological innovation. Yealthy and Pictet AM speakers tell us about the positive impact of technology on health services and on the sustainable management of our cities.
2022
26 June
Partnership with Radio 24
“Parliamo la tua lingua” (We speak your language), six in-sights into financial education broadcast on Radio 24, using inclusive language to describe concepts related to the world of finance. Banca Widiba managers explain words such as certified consulting and green portfolio.
2022
1 July
Paperless & Digital Awards
Partner and member of the jury in the first “Paperless & Digital Awards. This initiative, developed by Salvino Solution (a company specialised in digitisation processes), rewards those companies that stand out for their good digital practices.
2022
6 July
ESG: sustainability and investment
Employee training event on the role of finance in achieving the Sustainable Development Goals of the UN 2030 agenda through the personal experiences of internal speakers and of Amundi, Candriam and NN Investment partners.
2022
22 September
Survey: Women and Money - Workshops of the Future
Start a cycle of creative laboratories, in collaboration with Milan’s Università Cattolica del Sacro Cuore, to identify obstacles to female financial inclusion and identify the actions needed to facilitate the entry of women into the world of finance.
2022
28 September
ESG: Environment and more: what is happening from a social point of view
Participation in the event organised at Forum Banca 2022 and dedicated to social sustainability, with a focus on the role of banks in enhancing financial education and building an increasingly inclusive society.
2022
October
Participation in Financial Education Month 2022
Webinars and training sessions on financial, insurance and social security issues, carried out as part of the initiative promoted by the Committee for the Planning and Coordination of Financial Education Activities.
2022
Ottobre
Legofin - Building a financial future together
Training sessions, carried out in collaboration with FeduF, to investigate the main economic and financial concepts with the help of the famous bricks and with the participation of Luciano Canova – Lego Serious Play® trainer.
2022
October
Collaboration with World Food Programme Italia
Collaboration with World Food Programme Italia to implement initiatives supporting projects to fight hunger and inequality.
2022
1 October
Zero Hunger
Three new lines of the GP System Portfolio catalogue investing in innovative companies committed to building a fairer, more inclusive global food system, with the objective of contributing to the achievement of the Sustainable Development Goals set out in the 2030 UN Agenda.
2022
December
2022 Christmas Boxes 2022
For the second year, Banca Widiba has joined the solidarity project as a collection point for Christmas boxes for the less fortunate, collecting and distributing 114 boxes with the help of employees.
2022
February
Introduction to sustainable investments by the Candriam Academy
Training course “Introduction to sustainable investments”, carried out in collaboration with Candriam with the aim of providing useful, practical tools for the daily work of financial advisors in the assessment of sustainable investments.
2023
March
Women and money: a challenge for inclusion
Launch of a cycle of Focus Groups involving financial advisors and head hunters with the aim of exploring the reasons behind the gender gap in financial consulting and investigating the steps leading women to embark on this profession.
2023
6-9 March
INCLUSION WEEK
An initiative promoted by the Montepaschi Group among all Banca Widiba employees to learn more about issues such as inclusive language, gender equality and equal rights through virtual classrooms and discussions between women from different generations.
2023
8 March
LET'S GET STARTED
An initiative targeting employees, aimed at creating culture and generating reflections on gender and on different points of view on the occasion of International Women's Day.
2023
16 March
Anasf - Consulentia 2023 Conference
Participation in the Conference “Make way for young people! Innovation, sustainability and inclusion: the financial industry speaks to the newer generations” to underline our commitment to the progressive integration of young professionals through training and dedicated programmes.
2023
21 March
Global and European Money Week 2023
Three “Project for Schools” events, launched in collaboration with FEduF and implemented with the contribution of financial advisors, to address issues such as a civil and sustainable economy, money and savings management, and gender stereotypes in the financial sector.
2023
April
Webinars on Diservity&Inclusion topics
Seminars and training courses aimed at employees, to analyse, recognise and break down cultural stereotypes and unconscious biases that can hinder the spread of an inclusive culture in the workplace.
2023
5 May
ESG in banking
Participation in the third edition of this annual event, promoted by ABI to discuss the theme of the integration of banks in the ESG ecosystem and share the path and best practices of Banca Widiba in support of a sustainable transformation.
2023
July
FSC CERTIFICATION - CHAIN OF CUSTODY
Banca Widiba uses paper for which the Chain of Custody certification of the Forest Stewardship Council (FSC) has been obtained. This third-party certification guarantees the traceability of materials from environmentally friendly forest management, controlled sources and recovered materials.
2023
August
WIDIBA JOINS THE "WOMEN IN BANKING" CHARTER
Banca Widiba has joined the "Women in Banking" Charter, an initiative promoted by ABI (the Italian Banking Association) to enhance gender diversity as a key resource for value creation, development and sustainable growth in the corporate and social context.
2023
September
ESG INVESTMENT AND BEHAVIOURAL FINANCE COURSE
Online course dedicated to the Bank's network of Financial Advisors to analyse investor behaviour regarding ESG issues and assess the impact of behavioural finance on sustainable investment choices.
2023
October
PARTICIPATION IN FINANCIAL EDUCATION MONTH 2023
Webinars and training sessions on financial, insurance and social security issues, carried out as part of the initiative promoted by the Committee for the Planning and Coordination of Financial Education Activities.
2023
4 October
"ESG PILLARS" BANKING FORUM
Participation in the 16th benchmark event for the Italian banking sector, organised by iKN Italy, to discuss ESG issues and illustrate the Bank's strategy in integrating sustainability factors into its business model.
2023
25 November
MALE, FEMALE
Initiative aimed at all Widiba employees, to raise awareness on the fight against gender violence and overcome stereotypes on the occasion of International Day for the Elimination of Violence Against Women.
2023
29 November
RESEARCH: WOMEN AND MONEY – FINANCIAL CONSULTANCY
Presentation of the second phase of the research conducted with Milan’s Università Cattolica del Sacro Cuore to analyse stereotypes and perceptions related to the role of the Financial Advisor and identify projects that can change women's attitudes towards this profession.
2023
30 November
GENDER EQUALITY POLICY PUBLICATION
Banca Widiba is committed daily to enhancing female talent and fighting any form of discrimination, in line with the Montepaschi Group's Gender Equality Policy: a set of guiding principles for a fairer and more inclusive working environment.
2023
30 November
ZO’È
A directory where employees can share best practices and both trivial and in-depth information, so that we can all do our part in taking care of our planet through simple daily gestures.
2023
December
SUSTAINABILITY ON OUR SOCIAL CHANNELS
Dematerialisation and paperless services, inclusivity and work-life balance. These are just some of the sustainability topics that Widiba has addressed during the year on its social media channels, generating a large number of shares and comments
2023
2 December
CHRISTMAS BOXES 2023
Banca Widiba renews its commitment to the solidarity project designed to bring a smile to the faces of those in need. For the third year, the Bank is serving as a collection and delivery point for Christmas boxes destined for those less fortunate. A total of 203 boxes have been collected.
2023
11 December
“Equal Opportunities and Workplace Harassment” Survey
Survey designed to gather the views of the company’s staff on the Bank’s initiatives to fight all forms of discrimination and violence and, together, identify those actions that may promote equality and inclusion yet further.
2023
28 December
Gender equality certification
Banca Widiba, together with the Montepaschi Group, has obtained the RINA gender equality certification in acknowledgement of the Bank’s commitment to promoting a fair, inclusive and discrimination-free work environment.
2023
January
Zo'è
We have decided to continue publishing our section dedicated to the climate crisis in 2024. This has been created alongside the Bank’s employees with a view to engaging and encouraging their joint and responsible participation in creating a sustainable culture and their active commitment to protecting the environment.
2024
January
Financial education courses
Annual training programme providing the Bank's financial advisors with information and tools with which to promote conscious savings management among individuals, young people and families.
2024
March
Global Money Week ed European Money Week
We will be participating in the events promoted by the OECD with two school-based initiatives, conducted in collaboration with Feduf, designed to promote a conscious use of resources and money, reflect on gender stereotypes, and provide the tools to overcome them right from school age.
2024
March
Women in Fund selection 2024
For the Citywire event celebrating women’s talent in asset management, Banca Widiba’s female professionals share their experience in the world of finance.
2024
April
Women and Money Webinars
Three appointments addressing the financial advisors, both male and female, at Banca Widiba with a view to raising awareness, reflecting and providing useful tools for managing any gender stereotypes that may emerge between these professionals and their clients.
2024
April
Gender equality on social media channels
Post dedicated to inclusion, equal opportunities and overcoming gender stereotypes, to enhance the female component in the banking sector and financial consultancy.
2024
June
Employee awareness initiatives
Initiatives carried out in the first half of the year to promote staff reflection on the issues of gender, humanity and coexistence. The events will be carried out on significant dates dedicated to remembrance, women, the value of diversity, and the family.
2024
June
Sustainable finance training
A training programme for the Bank's financial advisory network, organised in collaboration with Raiffeisen, to explore regulatory and commercial issues relating to sustainable investment.
2024
13 June
HUB ESG – Sustainable Finance Cetif – Catholic University
Participation as members of the steering committee in a discussion organized by the Research Center of the Catholic University of Milan and addressing finance professionals, with the aim of encouraging discussion between companies and deepening their role in the field of sustainability
2024
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Environmental, Social and Corporate Governance
Three criteria for sustainable investments
We believe that the allocation of capital is a means not only of achieving financial returns, but also of directing resources towards sectors that can ensure the well-being of current generations, without compromising that of future generations. With this understanding, we have integrated the assessment of environmental, social and governance criteria (ESG) into our asset management risk and opportunity analysis in order to promote a financial culture consistent with the legislative and moral obligation of ensuring a more sustainable, equitable and inclusive future.
The main adverse sustainability indicators are considered in various ways in the construction of portfolios of Asset Management lines regarded as Article 8 funds under the SFDR. More specifically, the 14 main binding adverse sustainability indicators under Annex I to Commission Delegated Regulation (EU) 2022/1288, plus two additional indicators, deforestation and number of identified cases of severe human rights issues and incidents, are considered through a combination of sub-sectors. Each underlying investment included in the asset management line is therefore assessed in relation to its contribution to the sustainability objective and to screening criteria aimed at the exclusion of certain sectors.
