We turn changes into
opportunities. We believe in the power of listening. We promote a culture of inclusiveness, with a view to to giving people value.
Because we are aware of the impact of our actions on the community.
Charter of Responsibilities summarises our concrete commitment to supporting environmental, social and corporate responsibility so as to help create a sustainable future.
We limit the
environmental impact of our activities through the reduction of consumption and the sustainable management of our staff’s mobility.
digital for all the main banking products, from current accounts to payments, loans and mortgages
paperless with remote signing and formal customer correspondence via PEC
Digital consulting via web collaboration or graphometric pin
Offices BREEAM energy certification of our offices
of remote-working employees in the last year
We are committed to building a
socially sustainable growth model that enhances diversity in all its forms and contributes to the dissemination of a financial culture.
Diversity & Inclusion
of women employees
of women managers
Training programmes and events to
promote the inclusion of women in banks and financial consultancy (Women of Widiba)
financial education initiatives and events every year
Member of Feduf, Foundation for Financial and Savings Education
Our commitment is reflected in the
sustainability factors integrated into our offering.
Our efforts extend to the
growth and promotion of our human capital.
Welfare & Training
of employee training and development
of management training for employees (Women Leadership Program)
of specialist training for our financial advisors
Financial Consulting & Instruments
ESG products and a constantly updated offering
Efpa Certified Financial Consultants
customers in the Customer Team involved in the company’s governance
of our customers feel looked after and satisfied
Responsibility Programme - 2021
25 January “Financial education: the guide you've been waiting for”
Online special dedicated to Io Donna readers consisting of 16 articles written in collaboration with three Banca Widiba financial advisors, to spread financial culture as regards savings and loans.
2 March Free virtual roadshow "The Effect of Advisory Services"
Launch of a cycle of eight free online meetings organised in collaboration with the newspaper Advisor, to shed light on today's financial choices through the in-depth study of topics such as sustainability, financial planning and gender equality.
April Training course on financial sustainability
Launch of a training course for the network of Financial Advisors, carried out in collaboration with Professione Finanza and Amundi SGR to explore the importance of integrating sustainability aspects in the assessment of investments.
7 April Membership in FEduF to spread financial culture
Membership in the "Foundation for Financial Education and Savings" (FEduF) to jointly promote financial education projects aimed at developing the knowledge of citizens, especially children and youth.
14 April Training programme "Legalise Wellness Complexity"
Launch of a training and engagement programme for all bank employees, integrated with a remote training platform to provide opportunities for skill development.
19 April SGR Etica training event at Banca Widiba
Event for Banca Widiba employees to explore ESG topics through interventions by Etica SGR, the only Italian asset management company to have established and promoted sustainable and responsible mutual funds.
20 May Training course "Skills Academy"
A training course for financial advisers, especially young people starting their first work experience, aimed at providing learning opportunities and developing skills and competences in the financial field.
25 May Qualitative research on ESG for employees
Qualitative research that involved all employees and the Customer Team, representing customers, to define the next initiatives that Banca Widiba will implement in the field of environmental and social sustainability and governance.
June Creation of the Responsibility Committee
Creation of a team of 12 bank employees to move the issues and initiatives of environmental and social sustainability and governance forward.
June “Economics and the imagination – teaching children about financial education"
Launch of a cycle of eight free online financial education meetings organised in collaboration with FEduF (Foundation for Financial Education and Savings), to provide parents with economic and financial skills useful for sharing the value of savings to their children.
8 June Launch of the "Women Dreaming Coach" initiative
Initiative to support an entrepreneurship project for women, selected from those posted on the Banca Widiba Facebook page, through a dedicated coaching team comprised of marketing and financial consultancy experts as well as motivational coaching.
10 June SPID identification for opening accounts
An initiative that contributes to the diffusion of a safe and secure system aimed at guaranteeing access to digital services through the integration of the SPID in the identification systems of new customers when opening a Widiba Current Account.
23 June First edition of the #DiMercoledì observatory
Launch of the first edition of an internal bank observatory, carried out entirely remotely, to share cross-functional skills and update employees with respect to current market trends, while presenting best-practices.
July Launch of the partnership with Satispay
Launch of a partnership with Satispay for the reporting of cardless collection and payment services through natively plastic-free processes, to reduce our environmental impact and achieve sustainable development objectives.
July Installation of charging stations for electric vehicles
Installation of charging stations for electric cars available to users of the Procaccini Center in Milan to provide an incentive and concrete contribution to the transition towards sustainable mobility.
July Installation of solar-controlled film
Installation of solar-controlled film on the windows of Banca Widiba's headquarters to reduce energy consumption and polluting emissions, and their subsequent impact on the environment.
September Launch of "Dialogue", a new videobanking function
Innovative videocall function to interface with the bank through a new remote relationship channel that facilitates dialogue and proximity between the bank and its customers while preserving a face to face interaction.
September Inclusive financial research with the Catholic University
Research project on inclusive finance in collaboration with the Catholic University of the Sacred Heart to increase the level of financial competence and promote new ideas, with the creation of an observatory and financial literacy workshops.
September Launch of the "Widiber's Green Map" initiative
Launch of the creation of a green map comprised of contributions sent by Banca Widiba employees in various Italian cities, with the aim of raising awareness as regards the need to carry out sustainable actions in everyday life to be plastic-free.
7 September Participation in the event "As you can"
Initiative carried out in collaboration with the consulting firm Trivioquadrivio with the aim of generating concrete outputs on how to innovate future ways of working through the contribution of an audience of decision makers
11 September Financial education podcast with Will Media
Four podcasts on Actually, produced in collaboration with Will Media, which feature authoritative guests who discuss the central role of financial culture and go in-depth as to the importance of respecting ESG criteria in building a more sustainable and inclusive society.
October Promotion for entrepreneurial women
Promotional initiative created with the aim of providing concrete support to women's entrepreneurship, through a dedicated offering that provides for half-off or zero installation costs for POS.
October Participation in "Financial Education Month"
Initiative promoted by the Committee for the planning and coordination of financial education activities, to increase basic knowledge on financial, insurance and pension matters through events and webinars created by Banca Widiba's financial advisors.
12 October Launch of the "School project" with FEduF
Initiative carried out in collaboration with FEduF with the participation of Financial Advisors, to bring the Foundation's financial education programmes to schools through training courses for each school level, from elementary school to high school.
25 October Launch of the new Green Loan
Offer created in collaboration with Findomestic Banca S.p.A. for customers of the Financial Advisor network, with subsidised pricing on personal loans for new green projects (buying an electric/hybrid car, changing windows to improve energy efficiency, etc.).
7 November Participation in the "Elle Active" forum
Talk on women's finance dedicated to women and work, aimed at exploring the new professions of tomorrow and providing women with inspiration, training and practical tools to improve their careers and acquire the knowledge to progress professionally.
December Christmas Box Initiative
Charity initiative consisting in distributing Christmas boxes carefully prepared by our employees and filled with objects that warm the heart. Over 300 boxes were collected for the less fortunate.
13 December ESG in banking: sustainability is development
Participation in the annual event, promoted by ABI, dedicated to the theme of sustainability in the banking industry, to share the path and best practices of Banca Widiba in support of a sustainable transformation.
23 March Second #DiMercoledì Observatory
Start of a new round of online meetings dedicated to the Bank’s internal observatory, to update employees on new projects and to share emerging trends in the banking sector.
April ESG Training
Training course split into 5 online meetings dedicated to financial advisors, to provide in-depth knowledge and skills in the field of sustainable finance and to analyse the impact of ESG factors on consultancy.
21 April Innovation Days Widiba
Initiative designed to look to the future in the pursuit of innovation. Two employee training meetings to share success stories, respond to change, and seize the opportunities offered by new trends, through the first-hand experiences of internal and external speakers.
28 April Women and money: a challenge for inclusion
Presentation of a research project conducted by Banca Widiba in collaboration with Milan's Università Cattolica del Sacro Cuore to disseminate qualitative and quantitative results on gender differences linked to money, in order to promote a more inclusive financial culture.
9 May Partnership with Freeda
Initiative launched in collaboration with Freeda to raise awareness on inclusion and financial education. Banca Widiba’s managers describe the importance of gender equality, talent appreciation, and work-life balance in their professional experience.
11 May Participation in Salone del Risparmio
A conference conducted in collaboration with Vanguard, Candriam and Prometeia to highlight the role of asset management consulting in building a responsible, sustainable and inclusive finance model.
23 June Innovation Day Widiba
Employee training meeting on technological innovation. Yealthy and Pictet AM speakers tell us about the positive impact of technology on health services and on the sustainable management of our cities.
26 June Partnership with Radio 24
“Parliamo la tua lingua” (We speak your language), six in-sights into financial education broadcast on Radio 24, using inclusive language to describe concepts related to the world of finance. Banca Widiba managers explain words such as certified consulting and green portfolio.
1 July Paperless & Digital Awards
Partner and member of the jury in the first “Paperless & Digital Awards. This initiative, developed by Salvino Solution (a company specialised in digitisation processes), rewards those companies that stand out for their good digital practices.
6 July ESG: sustainability and investment
Employee training event on the role of finance in achieving the Sustainable Development Goals of the UN 2030 agenda through the personal experiences of internal speakers and of Amundi, Candriam and NN Investment partners.
22 September Survey: Women and Money - Workshops of the Future
Start a cycle of creative laboratories, in collaboration with Milan’s Università Cattolica del Sacro Cuore, to identify obstacles to female financial inclusion and identify the actions needed to facilitate the entry of women into the world of finance.
28 September ESG: Environment and more: what is happening from a social point of view
Participation in the event organised at Forum Banca 2022 and dedicated to social sustainability, with a focus on the role of banks in enhancing financial education and building an increasingly inclusive society.
October Participation in Financial Education Month 2022
Webinars and training sessions on financial, insurance and social security issues, carried out as part of the initiative promoted by the Committee for the Planning and Coordination of Financial Education Activities.
October Legofin - Building a financial future together
Training sessions, carried out in collaboration with FeduF, to investigate the main economic and financial concepts with the help of the famous bricks and with the participation of Luciano Canova – Lego Serious Play® trainer.
October Collaboration with World Food Programme Italia
Collaboration with World Food Programme Italia to implement initiatives supporting projects to fight hunger and inequality.
1 October Zero Hunger
Three new lines of the GP System Portfolio catalogue investing in innovative companies committed to building a fairer, more inclusive global food system, with the objective of contributing to the achievement of the Sustainable Development Goals set out in the 2030 UN Agenda.
20 October Re-Think your jeans
Participation in the innovative collaborative circular economy project, promoted by Rifo to give a new lease of life to old jeans and implement ethical and sustainable fashion principles.
December 2022 Christmas Boxes 2022
For the second year, Banca Widiba has joined the solidarity project as a collection point for Christmas boxes for the less fortunate, collecting and distributing 114 boxes with the help of employees.
25 January “Financial education: the guide you've been waiting for” 2 March Free virtual roadshow "The Effect of Advisory Services" 7 April Membership in FEduF to spread financial culture 14 April Training programme "Legalise Wellness Complexity" April Training course on financial sustainability 19 April SGR Etica training event at Banca Widiba 20 May Training course "Skills Academy" 25 May Qualitative research on ESG for employees June Creation of the Responsibility Committee 8 June Launch of the "Women Dreaming Coach" initiative 10 June SPID identification for opening accounts 23 June First edition of the #DiMercoledì observatory June “Economics and the imagination – teaching children about financial education" July Launch of the partnership with Satispay July Installation of charging stations for electric vehicles July Installation of solar-controlled film September Launch of "Dialogue", a new videobanking function September Inclusive financial research with the Catholic University 7 September Participation in the event "As you can" 11 September Financial education podcast with Will Media September Launch of the "Widiber's Green Map" initiative October Promotion for entrepreneurial women October Participation in "Financial Education Month" 12 October Launch of the "School project" with FEduF 25 October Launch of the new Green Loan 7 November Participation in the "Elle Active" forum December Christmas Box Initiative 13 December ESG in banking: sustainability is development 23 March Second #DiMercoledì Observatory April ESG Training 21 April Innovation Days Widiba 28 April Women and money: a challenge for inclusion 11 May Participation in Salone del Risparmio 9 May Partnership with Freeda 23 June Innovation Day Widiba 26 June Partnership with Radio 24 1 July Paperless & Digital Awards 6 July ESG: sustainability and investment 22 September Survey: Women and Money - Workshops of the Future 28 September ESG: Environment and more: what is happening from a social point of view October Participation in Financial Education Month 2022 October Legofin - Building a financial future together October Collaboration with World Food Programme Italia 1 October Zero Hunger 20 October Re-Think your jeans December 2022 Christmas Boxes 2022
Environmental, Social, and Corporate Governance
Three criteria for sustainable investments
We believe that the allocation of capital is a means not only of achieving financial returns, but also of directing resources towards sectors that can ensure the well-being of current generations, without compromising that of future generations. With this understanding, we have integrated the assessment of environmental, social and governance criteria (ESG) into our asset management risk and opportunity analysis in order to promote a financial culture consistent with the legislative and moral obligation of ensuring a more sustainable, equitable and inclusive future.
The main adverse sustainability indicators are considered in various ways in the construction of portfolios of Asset Management lines regarded as Article 8 funds under the SFDR. More specifically, the 14 main binding adverse sustainability indicators under Annex I to Commission Delegated Regulation (EU) 2022/1288, plus two additional indicators, deforestation and number of identified cases of severe human rights issues and incidents, are considered through a combination of sub-sectors. Each underlying investment included in the asset management line is therefore assessed in relation to its contribution to the sustainability objective and to screening criteria aimed at the exclusion of certain sectors.